Understanding the Deceased Estate Process in South Africa

Understanding the Deceased Estate Process in South Africa

Losing a loved one is never easy. Beyond the grief, families are often faced with the complex legal and financial task of winding up the deceased’s estate. At V&V Boedels, we aim to simplify this process for South Africans, ensuring everything is handled with compassion and efficiency.

What is a Deceased Estate?

A deceased estate consists of all the assets and liabilities a person leaves behind when they pass away. This includes property, bank accounts, vehicles, debts, and personal belongings.

Steps in the Estate Administration Process

Reporting the Estate

The estate must be reported to the Master of the High Court within 14 days of death. Documents such as the death certificate, marriage certificate, and original Will (if available) are required.

Appointment of Executor

The Master issues Letters of Executorship (if the estate is over R250,000) or Letters of Authority (for smaller estates). The Executor is responsible for managing the estate.

Gathering Assets and Liabilities

The Executor collects information about the deceased’s bank accounts, properties, debts, and policies.

Advertising the Estate

Notices are placed in local newspapers and the Government Gazette, inviting creditors to lodge claims.

Liquidation and Distribution Account (L&D Account)

The Executor prepares an account showing how the estate will be divided among heirs and how debts will be settled.

Final Distribution

Once the Master approves the L&D Account and no objections are lodged, the Executor distributes assets to the heirs.

Why Use a Professional Estate Administrator?

The estate process can take anywhere from 6 months to 2 years—longer if disputes arise. A professional administrator, like V&V Boedels, ensures that deadlines are met, paperwork is correct, and beneficiaries are treated fairly.

➡ We walk alongside families in their most difficult times, providing clarity, compassion, and legal expertise.